Christmas Loan

Did you know? You can spread the cost with a Commsave Christmas Loan, leaving you free from worry and able to enjoy the festivities.

Christmas Loan

New and existing members are eligible to apply for our Christmas Loan and borrow up to £5,000 just in time!

Always looking for a bargain? Get everything ticked off your wish list - and bag those Black Friday deals.

You will be told upfront what the total cost of credit will be which is guaranteed and will not be suddenly increased. With a Commsave loan there are no hidden set up fees and if you decide to repay your loan early there are no hidden penalties and no extra interest charges.

At Commsave members' savings are pooled to provide the funds to pay out loans. In order to ensure that there is always enough funds members are asked to continue saving whilst repaying a loan, and they must keep one third of the outstanding loan balance in savings at all times. This also ensures that your savings grow throughout your loan repayment term.

* Loans are allocated at the discretion of the loans officers and are subject to terms and conditions set out in our loans policy.

Repayments Calculator
I get paid:
I want to borrow ---
and pay it off over ---
--- Repayment:---
Total Amount Repayable:---
Representative APR:---

Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative APR which may differ from the actual APR you qualify for after we have conducted a credit search. As a result, this should only be used as an indicative illustration.

The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.

At the Credit Union members' savings are pooled to provide the funds to pay out loans. In order to ensure that there is always enough funds members are asked to continue saving whilst repaying a loan, and they must keep one third of the outstanding loan balance in savings at all times. This also ensures that your savings grow throughout your loan repayment term - and remember you get the added benefit that at the Credit Union members receive inclusive bereavement again on all savings and loans.

* Loans are allocated at the discretion of the loans officers and are subject to terms and conditions set out in our loans policy.

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Get the costs of Christmas wrapped up this year!

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